In recent years, the banking landscape in the United Arab Emirates (UAE) has witnessed a significant transformation with the emergence of NEO banks. These innovative financial institutions leverage cutting-edge technology to offer a seamless and customer-centric banking experience. If you’re eager to explore the future of banking in the UAE, here’s a comprehensive list of NEO banks that are making waves in the industry.

Zand: Transforming Traditional Banking

Zand is at the forefront of the NEO banking revolution in the UAE, aiming to redefine the banking experience. Established with a customer-centric approach, Zand combines technology and personalized services to provide a seamless banking experience. From digital onboarding to intuitive mobile banking, Zand offers a range of services that cater to the evolving needs of customers.

MEEM by Gulf International Bank (GIB): A Digital-First Bank

MEEM, a digital banking venture by Gulf International Bank, is designed to meet the digital needs of today’s consumers. With a user-friendly app and an array of digital services, MEEM focuses on simplicity and efficiency. From account management to innovative financial tools, MEEM brings banking into the palm of your hand.

Liv.: A Lifestyle Banking Experience

Liv., backed by Emirates NBD, is not just a bank but a lifestyle companion. Liv. stands out by integrating banking seamlessly into the everyday lives of its customers. With features like expense tracking, budgeting tools, and personalized insights, Liv. goes beyond traditional banking to empower individuals to make informed financial decisions.

YAP: Your Everyday Super App

YAP is revolutionizing the NEO banking space by offering a one-stop solution for all financial needs. With a focus on simplicity and transparency, YAP provides users with a super app that combines banking, payments, and financial management. YAP’s platform is designed to adapt to the dynamic lifestyle of its users.

Zaqat by Al Fardan Exchange: A NEO Banking Pioneer

Zaqat, a venture by Al Fardan Exchange, is making waves as a NEO banking pioneer in the UAE. With an emphasis on financial inclusion, Zaqat offers a range of services that cater to diverse customer segments. Whether it’s digital payments or intuitive savings solutions, Zaqat is committed to delivering a modern banking experience for all.


As the banking landscape in the UAE continues to evolve, NEO banks are at the forefront of innovation, offering unparalleled convenience and personalized services. The listed NEO banks are not only reshaping the way we perceive banking but are also setting new standards for customer experience and financial inclusion. Whether you are a tech-savvy individual or someone looking for a more tailored banking experience, these NEO banks in the UAE are paving the way for the future of finance. Embrace the revolution, explore the possibilities, and discover a new era of banking with these trailblazing institutions.