The CFPB Proposes New Credit Card Late Fee Limits

By John ReVeal On February 1, 2023, the CFPB proposed new rules to reduce the late fees that credit card issuers may charge to consumers (the “Proposed Rules”).  The CFPB refers to current late fees as “over the top” and “exorbitant.”  The CFPB indicates that it believes it has the authority to limit late fees under the CARD Act of

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